Forum Discussion
Ralph_Cramden
Apr 06, 2018Explorer II
drsteve wrote:Ralph Cramden wrote:
Visa's Zero Liability* Policy is our guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.
Sure, they will fix it... eventually. I didn't mean to imply that you'll be SOL if someone drains your bank account, but until the bank gets it straightened out, you will not have use of your funds. With a credit card, all you're looking at is a temporarily bigger number on your monthly statement.
You all need to find a better bank to do business with. My wife's balance was whacked from 4500+ to 0 one morning with fraudulent charges made at an Apple store in Philly, we live near Pittsburgh. She discovered it early morning on the way to work at 5 AM. Called the bank when they opened. Stopped in at 3:30 PM, had her funds restored and a new card on the way in the mail at 3:35.
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