Phone activated functions on an RV???
omg, Thought I'd seen it all but guess not. There is another thread where an RV'er is locked out of opening his slides and awning on his RV. WHY? Because he is using his cell phone to open them...
Forum Discussion
pnichols wrote:
I've never understood any real good reason for using debit cards.
Just use a credit card and pay it off every month. That way you have both fraud protection and an immediate source of big money for an emergency -> the way we had to use our credit card when our RV's transmission failed as we started down the driveway on an RV trip with friends waiting for us.
A debit card would have been useless, as no way did we have - or want to keep - that kind of money laying around in our checking account ... and it would have take a few days to get the money out of our retirement account.
I use my debit card because I simply don't want to deal with that payment to the cc company - for me, it's just one more thing to deal with.
As for big unexpected expenses - I keep more money in my savings account. I can easily move that money over to the checking while I'm at the counter and then run the debit card through. No keeping tons of money in my checking, but easy enough to get to if needed.
Of course, sometimes I will just put it on a credit card and then pay it off at the end of the month. And, if I get a 0 percent interest deal, I'll use it and pay it off over the allowed time frame.
I don't see one way as inherently better than the other, just different. So I use them as suits me. I'm not afraid of either (worrying about fraud, etc.).
