Forum Discussion
pnichols
Apr 06, 2018Explorer II
toedtoes wrote:
I use my debit card because I simply don't want to deal with that payment to the cc company - for me, it's just one more thing to deal with.
I here ya regarding "just one more thing to deal with"! (K)eep (I)t (S)imple (S)tupid is the name of the game.
However, of course one doesn't have to do anything to service one's credit card(s) each month. i.e. I have our credit cards set up for autopay, so they take care of themselves.
To me, keeping track of a how much I can put on a debit card each month based on how much running balance I have in my checking account each month is as much effort as properly keeping on eye on a checking account versus the checks I would be writing against it each month. Way too much non-KISS hassle.
P.S. I just called my high payback points CC company. I'm almost eligible for $500 back from all the everyday stuff, groceries, and vehicle gas I've put on it the past few months ... nice.
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