Phone activated functions on an RV???

2oldman wrote:

Crowe wrote:

CavemanCharlie wrote:
I DO NOT use my phone for online banking. That seems crazy to me.

Why? Use your data plan and not Wi-Fi. Much easier to check balances, transfer money, etc., than running back to the unit to use a laptop or having to wait until you get home. It's no more dangerous than using a credit card at a store or online, possibly even less. If the want you they will get you.

x2

If you don't use your phone, what do you do? Go into a bank?

Actually ,,, Yes, that is exactly what I do. I get paid once a month. I take that check to the bank. I know how much my credit card bill will be. I know how much my electric and water bills will be by watching my meters and calculating the amount I have used. I know how much my Satellite TV bill is and how much my phone bills are. I make sure that I put "at least" that much money in my checking account. (Actually I end up putting in much more) Then I get the cash I plan to spend over the months time and take it home. I pay the bills, spend the cash, and write checks for a lot of things.

The only thing that I mostly use the credit card for is Amazon. I try to shop local when I can but, I live in a rural area and most of the stores are gone so I have to use Amazon for a lot of things.

I write checks at gas stations . I have found a few stations that will not take checks so I just go down the road to a station that will.

I have never used a ATM and I don't know why I would want to. I simply keep that much cash ahead of time at the beginning of the month when I cash my paycheck. I don't carry all of that cash all month. I keep some of it hidden at home and carry 100 or less in my wallet. In case of emergency I have a few 20's hidden here and there in my pickup and camper.

I could not use an ATM if I wanted too. I forget the PIN on my credit card decades ago. I called once to try an get a new one and they told me it was impossible. I would have to cancel the card and get a different one. I didn't want to do that because I have the card number memorized and so I just didn't worry about it.

There are a few other things I must use the card for like reservations at state parks and such but, when I don't have to use it, I don't. To easy to loose track of how much I have spent if I use it a lot.

I should add here, to be completely honest, that I hardly ever go more then a few hundred miles from home and rarely that far. If I was traveling across country I would probably have to consider other options.

I rarely have had any problems writing checks. In fact, a few years ago, (one of the first times I went across a state line a more then a hundred miles away,) With the idea in my head that they would not take my check I tried to use my card. It was blocked (I was terribly embarrassed) so I asked the attendant if I could write a check from my small town bank over a hundred miles away in a different state and they had no problem accepting it. Seems that because I had never used the card in that state before the credit card company assumed that it was stolen and blocked it. I guess that you have to tell the company each time you cross a state line or something.

I never tried to use it again like that.

I have no idea how to use my phone for on-line banking. I didn't even get a smart phone until 4 years ago. The only reason I have one now is because my employer bought it for me. I can turn it on, make and receive calls and texts, check the weather, and do a simple google search. Last summer the teenagers I took 3 states away to see the solar eclipse taught me how to use the driving directions thingie. I haven't had to use it since.