Forum Discussion

packnrat's avatar
packnrat
Explorer
Nov 12, 2017

plate taxes.

well it is looking like i will be forced to retire within 10 years. (58 now).

what states are rv frendly with the taxes for the rvs?
as ca is way to high now, let alone after my income gets cut down to less than a quater of my working income.

i just need to get myself set up just so i can even afford to live, not just sit and stare at a wall.

26 Replies

  • “what states are rv frendly with the taxes for the rvs?”

    After you pay the purchase sales tax there’s only yearly CA registration. What high RV taxes?
  • Retirement for many, is their final career. As with any career you need to plan for it and that includes financially, lifestyle, activities, etc. Most people work their entire lives dreaming about retirement and when they get there realize they didn't plan for it. They may find themselves short on finances or bored with little or nothing to do. Those people don't usually enjoy retirement and many don't last long in it, either opting to go back to work or end up pushing up daisies.

    What worked for me was not only laying out a financial and activity plan for my retirement, but also changing my lifestyle to how I thought I'd live in retirement years before I got there, i.e. while I was still working and could fine tune it. That got me into a comfortable lifestyle financially that I knew would work just fine when I entered retirement. Activity wise I assembled a long list of things I wanted to work on and do at home and with my time; my retirement ToDo list. And the last thing I did was to pay off everything while I was still working and purchase all my retirement toys and get them paid off too.

    When retirement came it was a very easy transition with no financial surprises. Like others here I've found my ToDo list has kept me busier than when I was being paid to work. In fact, for the past few years the ToDo list has grown a bit faster than the Done list, but that's fine - it gives me more to do in the future.

    I do live in Texas and have for the past 35+ years. We have no State income tax, but we have property taxes however they are basically frozen when you turn 65. (There are some details about this that one needs to be aware of though.) We do have sales taxes as well, but all things considered the cost of living isn't all that bad. Costs will vary depending on where you live in Texas. Property taxes vary by location as do insurance rates on things like homes and RVs.
  • There are bloated state governments and lean state governments. They all collect taxes and or fees. Some get you coming and going. Some try to tax you after you leave.
    You may want to google cheapest states to retire in. If you plan to fulltime RV check out the three states that most fulltimers domicile in TX, FL, SD.
  • packnrat wrote:
    without a job? is there anything todo???

    been working long hard hrs for many a decade. got it easy now. only 50 hrs aweek ( in 4 days) sleep at least one day off away.

    anything to do? I guess that's up to you but I can tell you that iam busier now than when I was working. my father-in-law sat on his couch and watched TV all day and had less than a year in retirement. that's not me. I will have an occasional 'personal holiday' where I don't do much of anything but those are rare. and just because you'll be forced to retire doesn't mean you have to stop working. if it gives you true pleasure than find another job or volunteer. hopefully you've been planning for this day and have your post-retirement finances in order...you know, the 3-legged stool concept. pension + investment + social security = comfy retirement.

    good luck.
  • without a job? is there anything todo???

    been working long hard hrs for many a decade. got it easy now. only 50 hrs aweek ( in 4 days) sleep at least one day off away.
  • I suggest you wander on over to the Fulltime forum and do some browsing and searches. The workcamping forum is good too, since it sounds like you may need an income and something to do.

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