When I got my first full time job years ago, a co-worker we became good friends took his retirement and gave me one important advise and I'll pass it on to you and everyone else. This is what he said 'never live with a regret period! ' He and his wife wanted to do so much but kept putting it off for all kinds of unimportant reasons, well they never got to do the things they wanted to do as his wife passed away with cancer. So, I try to live by that advise, today on April 4th 2014 will be 2 years when I took my retirement at the age of 55 and there are plenty of other things I did and I have never REGRETTED it.