Forum Discussion
Oldme
Sep 13, 2014Explorer
I worked insurance claims for 5 years for another company.
I could not take the way they cheated everyone.
They are all alike, except I think Progressive is better than
most others.
They all will try to get out of paying.
Document everything:
All phone calls, conversations, e-mails, etc.
Who, what, when and where plus the time.
With your complete documentation from a professional
maintenance facility you chances of being covered will improve.
When all else fails, contact your State Insurance Commissioner
and you State Office of Consumer affairs.
Amazing what they will get done.
True story:
The father-in-law passed away and the mother-in-law filed
an insurance claim for insurance they had covering the loan
on their Bounder, which they bought in Fl. She checked with
her local bank manager to see make sure she was doing the
right thing. He agreed that the policy should payoff the
Bounder.
The insurance company denied the claim.
First they said the policy was improperly written by their agent.
Then they admitted did not have enough cash to pay it off.
I was living in Fl at the time. I contacted the then Attorney General
Charlie Christ. His office contacted the mother-in- law in Va.
Within 2 weeks not only did they pay off the Bounder, they wrote
her a check for several thousand dollars for overpayment of premiums.
It can be done. Be persistent.
We just changed everything to Progressive.
RV, Car, home.
I could not take the way they cheated everyone.
They are all alike, except I think Progressive is better than
most others.
They all will try to get out of paying.
Document everything:
All phone calls, conversations, e-mails, etc.
Who, what, when and where plus the time.
With your complete documentation from a professional
maintenance facility you chances of being covered will improve.
When all else fails, contact your State Insurance Commissioner
and you State Office of Consumer affairs.
Amazing what they will get done.
True story:
The father-in-law passed away and the mother-in-law filed
an insurance claim for insurance they had covering the loan
on their Bounder, which they bought in Fl. She checked with
her local bank manager to see make sure she was doing the
right thing. He agreed that the policy should payoff the
Bounder.
The insurance company denied the claim.
First they said the policy was improperly written by their agent.
Then they admitted did not have enough cash to pay it off.
I was living in Fl at the time. I contacted the then Attorney General
Charlie Christ. His office contacted the mother-in- law in Va.
Within 2 weeks not only did they pay off the Bounder, they wrote
her a check for several thousand dollars for overpayment of premiums.
It can be done. Be persistent.
We just changed everything to Progressive.
RV, Car, home.
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