Progressive Insurance Problems with Claim

pnichols wrote:
I've never been badly treated by USAA .... yet - and I've been with them nearly 45 years. We even lost a swimming pool in an earthquake decades ago and I talked them into replacing it with a better (more expensive) one than the original! In this same incident, we also lost a bunch of other stuff and the USAA agent wrote up every remotely claimable damaged item at their original full retail price so as to hit the deductable fast in order for the important damaged items to be fully covered.

USAA may be a rare exception to mich800's comments above.

However, as this discussion has addressed, USAA routed me over to Progressive for our motorhome insurance.

Also, it may be a bit harder for insurance companies to get away with stuff in California.

One takeaway from this discussion for me is to never ever buy an RV that doesn't come with a single piece of material (aluminum or fiberglass) used for it's roof ... so no complete coatings or overlays on the roof are ever required.

I was at an RV show last year in Richmond, VA. There was a company there (LineX or Rhino Liner) that had a couple of 5th wheels with the product on top. The said they remove the roof membrane and put on the product. It is white like the old roof and it never needs to be sealed and is very durable. May be an option...

Cale