Progressive Insurance
done
Forum Discussion
in General insurance companies are in the business of Denying claims.
I have one progressive policy but it is PL/PD only (no damage to my vehicle) or as I like to say it's a $2,000.00 deductible on my car (Which cost me 2,000.00 used).
The RV is with Nationwide.
now.. for 4 years I've been basically pissed at Nationwide. here is why.. When my wife crashed our just (4 days earlier) used car and died.. The police ask for a declaration of financial responsibility.... Under both Michigan and South Carolina law if you have an existing automobile police and buy a new or used vehicle, or rent one. the existing policy is "Extended" to cover the new purchase/Rental for a period of days.. MUCH LONGER than 2 business days or 4 calander days (30 to be specific) They refused to sign the form said the Motor home is NOT a Automobile (Say What? Engine, Drive train,, It has "Auto" gone almost 4,000 miles, plus a hundred or so on a tow truck).
But.. after I blew the enging I filed a claim on the theory it MIGHT be a road hazard that killed it (Suggestion from forum members) Turns out that was a great idea.. Once we got her up in the air and Lewis and I sat under it and looked about at the big hole in the oil pan.. and the little holes in the oil cooler lines that were responsible.. Well.. I won't go into the details but after a few go-rounds on the invoice and other things... nationwide PAID FOR THE REPLACEMENT ENGINE.. So I've forgiven them.
I have one progressive policy but it is PL/PD only (no damage to my vehicle) or as I like to say it's a $2,000.00 deductible on my car (Which cost me 2,000.00 used).
The RV is with Nationwide.
now.. for 4 years I've been basically pissed at Nationwide. here is why.. When my wife crashed our just (4 days earlier) used car and died.. The police ask for a declaration of financial responsibility.... Under both Michigan and South Carolina law if you have an existing automobile police and buy a new or used vehicle, or rent one. the existing policy is "Extended" to cover the new purchase/Rental for a period of days.. MUCH LONGER than 2 business days or 4 calander days (30 to be specific) They refused to sign the form said the Motor home is NOT a Automobile (Say What? Engine, Drive train,, It has "Auto" gone almost 4,000 miles, plus a hundred or so on a tow truck).
But.. after I blew the enging I filed a claim on the theory it MIGHT be a road hazard that killed it (Suggestion from forum members) Turns out that was a great idea.. Once we got her up in the air and Lewis and I sat under it and looked about at the big hole in the oil pan.. and the little holes in the oil cooler lines that were responsible.. Well.. I won't go into the details but after a few go-rounds on the invoice and other things... nationwide PAID FOR THE REPLACEMENT ENGINE.. So I've forgiven them.
