I have my motorcycle insured with Progressive. When I shopped for RV insurance Progressive gave me the best deal and gave me a multi-vehicle discount because of the motorcycle. The rates for the motorcycle keep going down every year I go without a claim. My previous RV was totaled by an 18-wheeler and the Progressive policy had a full-replacment rider. Progressive paid off like a slot machine and my replacement RV also has the full-replacement rider. My rates never went up as a result of the accident and in fact every year my RV premium has been going down.