Re: Warning newb question

Close. Your payload includes full fluids so no need to deduct 140lbs for fuel. Your total weight added would be 870lbs leaving 684lbs for tongue weight. That would put you in the ballpark of a trailer under 5k loaded. Some tongue weight does get transferred back to the trailer with a WD hitch but if you need that to stay under ratings you’re pushing the limit.

Going a little over payload won’t hurt just be sure to stay under tire and axle ratings.