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rkilgore1950's avatar
rkilgore1950
Explorer
Apr 24, 2014

Renting my rv

I am interested in renting out my Itasca Navion rv, but can't find insurance coverage. Are there any websites or companies that assist in this?
  • If you were an RV business such as a dealer, etc. you would not be having so much trouble finding insurance for this, but as an individual who wants to do this you are not only going to run into problems finding an insurance company that will cover this but some states also do not permit it on a personal registration. While it looks like a way to make some money don't do it. Even many dealerships do not get involved in rentals because of the many pitfalls.
  • Not a good ideal to rent your rig out under any circumstances!
  • Most outfits that rent out RV's make the RENTER provide coverage. Most renters do this through their own existing insurance company- that's what I did when I rented a Class C back east for a few weeks. If prospective renters can't provide such insurance, that's an excellent heads up to you that they're probably not responsible enough to be trusted with your rig.

    Surely your own agent can help you with coverage that protects you when you're using the rig, and can advise you as to what kind of coverage you need to require of renters that will fully indemnify you (and your own insurer) against all/any risks.
  • Yeah, I too am on the no side. Now..if you were buying a fleet of RVs, then that is a whole different ball game, but one? I am guessing you'd like to find a way to help pay the monthly or at least help to recover your costs. Renting out your own personal RV is a recipe for trouble. Most of us won't even lend. The costs associated with keeping an RV in good condition just goes thru the skylight when 'other' users get factored in.


    Gary Haupt
  • This topic pops up occasionally. Put me on the side that says a definitive "NO". It is very easy to cause tends of thousands of dollars of RV damage. Just parking on a steep hill overnight with the refrigerator on can result in the costs of a new fridge.

    I don't know any insurance that would cover this, and if they did, it might not help when a renter drives under a low tree, puncturing the fiberglass roof, then you find major rot damage about a year later.
  • rkilgore1950 wrote:
    I am interested in renting out my Itasca Navion rv, but can't find insurance coverage. Are there any websites or companies that assist in this?


    Guess that tells you someting
  • been there ,I rented out a winnie years back ,its more headaches than its worth. my friend this is not a good idea.