As much as they would like you to believe otherwise, no one is going to lose money on your membership. We have a combination of providers as well, and have been very happy with the service provided through progressive our insurer. In moments of stress in which roadside assistance is needed, we do remind the children that being stuck in a motorhome is about as good as it gets because you have food, facilities, beds, and entertainment until the problem is resolved. When we've had plenty of long service calls, but at the end of the day I'd rather call them then go out in the rain or at the side of the highway and resolve it myself if I have the option and I'm paying for it.