We have had good luck with GoodSam. They seem to cover most everything and even unlocked out daughter's car one time. We recently decided to try FMCA (which is SafeRide motor club). We had a flat tire in our car and they would not come out and do anything becuase we failed to register our car with them. When we signed up, they never mentioned signing up all our vehicles even they we were paying for all of them. We have since tried to contact them and have had very little success getting them to answer the phone. We are going back to GoodSam.