If you go with ANY roadside assistance you have to be patient and amiable to waiting for them to come to you. If you cannot think of yourself broke down for an hour or more waiting for GS, Coachnet or AAA to come with service you are better off self insured. In the instances I have had to use my GSRA the wait ranged from 1/2 hour to over an hour. I got out a good book and a cold beverage and waited eventually the service provider showed up did what he had to do and I left.
No effort on my part. I think of doing it myself and then pay the premium