Water-Bug wrote:
In general, the Blues (Blue Cross/Blue Shield) are universal. They vary from state to state but in most states the health care providers accept the out of state Blues on the same terms as they accept the local Blues.
EDIT. My previous employer provides health insurance through BCBS of Illinois, for employees in 5 different states, because they are headquartered there and don't want to negotiate policies in 5 different states.
As a full-timer, while I am fortunate to have health insurance through my employer and do not have to use the exchanges set up by the Affordable Care Act, I have been with BCBS out of South Dakota for 8 years and have received ZERO of my healthcare in South Dakota. I've been able to find in-network providers wherever I am - coast to coast. Not sure what all the fuss is about.