Self Insuring your RV Trailer ?
Has anyone self insured their RV. Towing the RV is covered for collision and liability, that's a no-brainer. I'm thinking, why not put the premium money in an account, build it up over time and use it...
Forum Discussion
ktmrfs wrote:
once the trailer is unhooked, at least my car insurance no longer cover the trailer for anything. So.... at least get liability. In our case a 1K deductible policy and 100K liability is only $88/year. I have an umbrella policy that has a $2M liability that covers the difference.
Same here when we had the trailer. Full coverage on a 10+ year old trailer made no sense, but liability is a must. So we were paying for liability only insurance for the trailer (in addition to the umbrella) but self insuring it against comprehensive/collision issues.
