rdhetrick wrote:
This forum cracks me up sometimes. Send the insurance company a letter putting them on notice? Yeah, that'll scare them into doing the right thing.
From my experience, it boils down to the luck of the draw with the adjuster they assign to your case. Sure you can argue with them, point things out, tell them they're wrong, etc. but you'll end up losing.
Be nice, point out your concerns to the adjuster, and take what they give you. Unless you want to spend thousands hiring a lawyer trying to be made "whole."
I'm sorry you were in an accident, accept it, move on, get camping again, and enjoy life.
This is wrong, dead wrong! This is exactly what insurance companies want you to believe. The majority of cases end just like this. The adjuster low balls the injured. They complain but end up settling to take their money and go home.
In our state you have the right to contest the claim. You don't need a lawyer but you do need to state your case. My wife was rear ended and her car smashed into the one ahead of her. It was a total loss. The adjuster said so and said they would pay $X. I said I didn't agree. Wrote up my explanation and ended up getting about twice what they originally offered. I was not out of line and backed up my figures with facts. Simple
You do not have to go get a lawyer right off the bat.