Maybe I am different, but I would think your life would be more important than anything else. From what you said, there is something going on that needs to be checked. As far as the company you are consulting for, if they ditch you because of an illness, how would they treat you as an employee? Saying good by to them will be a blessing. Release your stress. If you are under such great financial burdens, then get rid of your obligations. Sell the house, cars, tell the kids they are on their own, whatever it takes. Otherwise..............:(