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wbwood's avatar
wbwood
Explorer
May 21, 2015

Toadless

Well, we are toadless for the time being. Last week on my way to work a lady ran a stop light and we collided. My new 2014 Ford focus that I had since December was totaled. Going through the pains of dealing with her insurance to get a settlement. Hopefully in the next day or two, we will have it.

18 Replies

  • WOW. Glad you are ok.

    Boy they sure HAVE come a long way designing cars for safety. A crash like that years ago in an old style car and you might not be here to tell us about it.
  • Find a lawyer now.

    In many states, you can sue the other party for the costs not covered and the policy deductible.

    Good Luck

    Matt
  • rhagfo's avatar
    rhagfo
    Explorer III
    Lad to hear you are OK!
    You might get your insurance company involved! They can work on your behalf.
  • Glad you are ok, for all out there the gap is worth it, second toad we had was 3 months out of the dealership, merging from 905 to I-10 North in San Diego, guy running from the border and being chased by CBP and Highway Patrol hit me 2 times sent me and the toad to center divider, totaled toad we had the gap that paid the outstanding balance and that allowed us to get a new toad, lucky me I had procrastinated in installing the base plate, installed the base plate in new identical toad.

    By all means get the gap insurance, you never know what idiot is lurking around.

    navegator
  • Everyone is ok...I had some air bag injuries (minor), bruised knuckles and i'm still a little sore. Luckily there was a witness behind me (that works for the Police Dept) that saw her run the red light. Unfortunately, it took them until Tuesday to get with the witness (playing phone tag) and confirm the story. The other lady of course said she had the red light. The insurance company (National General), finally claimed liability for it Tuesday afternoon and finally got me in a rental. Their loss specialist contacted me and was gonna give me some numbers, but she didn't have all the correct info on my car. She had it as having all standard equipment which it didn't. I told her I had the window sticker and I scanned it amd emailed it to her. She said it would definitely help. I am still waiting to hear back from her. She did say that it would take the number to a level more than what she can authorize and have to get management approval. We'll see... I'm gonna get screwed on it. Only made 4 payments so far. And no, I didn't pay for gap insurance.
  • bukhrn's avatar
    bukhrn
    Explorer III
    Hope you have better luck than I had, dealing with another insurance company, had a woman rear end me in Richmond, she admitted that she was on her cell, (before all the new laws came out).
    Dealing with her insurance, (Travelers) was a nightmare. Took forever.
  • RoyB's avatar
    RoyB
    Explorer II
    Sorry to hear that... Probably yaking on the cell phone...

    Being the other parties fault should go good for you in short order.

    Roy Ken
  • OUCH!

    I hope no one was hurt. The car looks bad, but it did what it was designed to do--kept an intact passenger compartment & absorbed the impact.

    Hope you get a hassle-free settlement.

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