And if you heard the hard luck story of the other guy, you'd probably be saying they should raise the minimum wage to $25/ hr. I would hazard a guess that people aren't driving around uninsured with a $50,000.00 per year income. More then likely a $15,000.00 per year income, or some other such story line. I'm not justifying that type of behavior but I can testify that I know people that have done it and why they did it. It's not necessarily because they are deadbeats. In my opinion this wasn't worth posting about. It is what it is, move on.