ksg5000 wrote:
Been there - done that.  My wife had illegal immigrants run a red light - destroyed her car and broke her front teeth.  What really put salt in the wound was when his passengers filed a lawsuit and the insurance company elected to pay because it was economically convenient.  Fired Geico the next day and changed insurance companies - no guarantee that next insurance co won't do the same thing but it's a matter of basic ethics. Won't reward an insurance company for doing the wrong thing.   Driving without insurance s/b a criminal offense.
Same thing with one of my trucks years ago, but I forced our carrier to fight the suit.  We won thank goodness - I could not see someone being rewarded for neglient driving on their part.  Guess they thought a truck fleet was easy pickings.