Hello, this was my third outing and the beginning of my vacation I have a 27 foot cougar fifth wheel 2015. I pull it with my ram 1500. I was driving on the highway and was rear ended by a car going 82...
I've always had good experiences with USAA. That said, right now say as little as possible to the adjuster(s), especially with regard to your physical condition. Let a doctors report(s) do that. Let the police report, if one exists, describe the accident. Not you. Remember, everything you say (to anyone) can and WILL be used against you and may jeopardize your case. "I don't recall right now I'm in too much pain." is a good response. Don't hesitate to consult with an attorney at your earliest convenience. You need not discuss the fact that you did/did not with anyone . . . . yet. It sounds like there are some major damages. You are playing a game with professionals, don't think you are smarter than they are. They do this everyday for a living, unfortunately you have to for a while. BTDT!
Chum lee
About RV Tips & Tricks
Looking for advice before your next adventure? Look no further.25,120 PostsLatest Activity: Apr 01, 2025
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I pull it with my ram 1500. I was driving on the highway and was rear ended by a car going 82...","body@stringLength":"1210","rawBody":"Hello, this was my third outing and the beginning of my vacation I have a 27 foot cougar fifth wheel 2015. I pull it with my ram 1500. I was driving on the highway and was rear ended by a car going 82 miles an hour and they didn’t even put their brakes on so it hit me with full force. The backend of my trailer is damaged and inside there is some damage like the back wall looks like it’s buckled in and pieces of paneling is off and the force of the hit pushed my fifth wheel receiver that was in my slide to the front of the slide back-and-forth. It also pushed my slide out of my trailer about 6 inches. My transmission in the truck does not work and my truck bed almost hits my tires. I am at a campground and I have USAA insurance. I cannot drive the truck or cannot disconnect the truck from the camper. I got a loaner car and went to the doctor and tomorrow the adjuster comes out to check on my truck and camper. Does anybody have any advice that I need to know Before the adjuster comes out to see if my trailer and truck are totaled. I’m all alone I am a wounded warrior with a brain injury I need some advice please as I’m lost in this area. Also I must be off the site Monday morning. Thank you","kudosSumWeight":0,"postTime":"2019-07-10T17:22:56.000-07:00","images":{"__typename":"AssociatedImageConnection","edges":[],"totalCount":0,"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"attachments":{"__typename":"AttachmentConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"tags":{"__typename":"TagConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[{"__typename":"TagEdge","cursor":"MjUuMnwyLjF8b3wxMHxfTlZffDE","node":{"__typename":"Tag","id":"tag:Seeking Advice","text":"Seeking Advice","time":"2008-05-20T21:25:05.000-07:00","lastActivityTime":null,"messagesCount":null,"followersCount":null}}]},"timeToRead":1,"currentRevision":{"__ref":"Revision:revision:3234882_1"},"latestVersion":null,"metrics":{"__typename":"MessageMetrics","views":13034},"visibilityScope":"PUBLIC","canonicalUrl":null,"seoTitle":null,"seoDescription":null,"isEscalated":null,"placeholder":false,"originalMessageForPlaceholder":null,"messagePolicies":{"__typename":"MessagePolicies","canModerateSpamMessage":{"__typename":"PolicyResult","failureReason":{"__typename":"FailureReason","message":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","key":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","args":[]}}},"archivalData":null,"body":"Hello, this was my third outing and the beginning of my vacation I have a 27 foot cougar fifth wheel 2015. I pull it with my ram 1500. I was driving on the highway and was rear ended by a car going 82 miles an hour and they didn’t even put their brakes on so it hit me with full force. The backend of my trailer is damaged and inside there is some damage like the back wall looks like it’s buckled in and pieces of paneling is off and the force of the hit pushed my fifth wheel receiver that was in my slide to the front of the slide back-and-forth. It also pushed my slide out of my trailer about 6 inches. My transmission in the truck does not work and my truck bed almost hits my tires. I am at a campground and I have USAA insurance. I cannot drive the truck or cannot disconnect the truck from the camper. I got a loaner car and went to the doctor and tomorrow the adjuster comes out to check on my truck and camper. Does anybody have any advice that I need to know Before the adjuster comes out to see if my trailer and truck are totaled. I’m all alone I am a wounded warrior with a brain injury I need some advice please as I’m lost in this area. Also I must be off the site Monday morning. Thank you","customFields":[]},"Conversation:conversation:3234882":{"__typename":"Conversation","id":"conversation:3234882","solved":false,"topic":{"__ref":"ForumTopicMessage:message:3234882"},"lastPostingActivityTime":"2019-08-02T04:47:35.000-07:00","lastPostTime":"2019-08-02T04:47:35.000-07:00","unreadReplyCount":94,"isSubscribed":false},"ModerationData:moderation_data:3234882":{"__typename":"ModerationData","id":"moderation_data:3234882","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"Revision:revision:3234882_1":{"__typename":"Revision","id":"revision:3234882_1","lastEditTime":"2019-07-10T17:22:56.000-07:00"},"ForumReplyMessage:message:3234900":{"__typename":"ForumReplyMessage","id":"message:3234900","conversation":{"__ref":"Conversation:conversation:3234882"},"author":{"__ref":"User:user:53375"},"revisionNum":1,"uid":3234900,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:RVTipsTricks"},"subject":"Re: Was rear ended on the highway","readOnly":false,"editFrozen":false,"moderationData":{"__ref":"ModerationData:moderation_data:3234900"},"parent":{"__ref":"ForumTopicMessage:message:3234882"},"body":"I've always had good experiences with USAA. That said, right now say as little as possible to the adjuster(s), especially with regard to your physical condition. Let a doctors report(s) do that. Let the police report, if one exists, describe the accident. Not you. Remember, everything you say (to anyone) can and WILL be used against you and may jeopardize your case. \"I don't recall right now I'm in too much pain.\" is a good response. Don't hesitate to consult with an attorney at your earliest convenience. You need not discuss the fact that you did/did not with anyone . . . . yet. It sounds like there are some major damages. You are playing a game with professionals, don't think you are smarter than they are. They do this everyday for a living, unfortunately you have to for a while. BTDT!
Chum lee","body@stringLength":"830","rawBody":"I've always had good experiences with USAA. That said, right now say as little as possible to the adjuster(s), especially with regard to your physical condition. Let a doctors report(s) do that. Let the police report, if one exists, describe the accident. Not you. Remember, everything you say (to anyone) can and WILL be used against you and may jeopardize your case. \"I don't recall right now I'm in too much pain.\" is a good response. Don't hesitate to consult with an attorney at your earliest convenience. You need not discuss the fact that you did/did not with anyone . . . . yet. It sounds like there are some major damages. You are playing a game with professionals, don't think you are smarter than they are. They do this everyday for a living, unfortunately you have to for a while. BTDT!
Tire max is based legally at 509 lbs per inch width of tire, or 20k lbs max per axle! Manufactures \"warranty\" ratings be danged!
\n
Reality, the axle rating is the lowest measure of components. Your tires are good to 15000 lbs at 80 psi. So your warranty performance rating is probably based on springs, or rim capacity.
\n
My navadtar RA is rated to 12200. Due to the four stock tires. My rims are rated to 12600. Springs, axles and brakes to 16500. Legally I was at 19200 per Washington State patrol. Changed out tires to a lower height, wider tire, I'm now at 16000 in tires, I get the max legal rating of 20000. I've been pulled over above the front and rear axle ratings, under federal bridge law ratings, I have yet to get an overnight ticket. Even the time I was 1000 lbs over my paid for gvw. I was given a 10 day up my gvw by 2000lbs.
\n
Reality, you tire capacity is fine!
\n
I can twist your question to many answers depending upon if you worried about warranty, or legal ratings. Reality, assuming you live in a state as I do, you buy tonnage for amount your running down the road, buy enough to cover your total weight! That's ALL a Leo will care about.
\n
Marty
\n
","body@stringLength":"1216","rawBody":"
Tire max is based legally at 509 lbs per inch width of tire, or 20k lbs max per axle! Manufactures \"warranty\" ratings be danged!
\n
Reality, the axle rating is the lowest measure of components. Your tires are good to 15000 lbs at 80 psi. So your warranty performance rating is probably based on springs, or rim capacity.
\n
My navadtar RA is rated to 12200. Due to the four stock tires. My rims are rated to 12600. Springs, axles and brakes to 16500. Legally I was at 19200 per Washington State patrol. Changed out tires to a lower height, wider tire, I'm now at 16000 in tires, I get the max legal rating of 20000. I've been pulled over above the front and rear axle ratings, under federal bridge law ratings, I have yet to get an overnight ticket. Even the time I was 1000 lbs over my paid for gvw. I was given a 10 day up my gvw by 2000lbs.
\n
Reality, you tire capacity is fine!
\n
I can twist your question to many answers depending upon if you worried about warranty, or legal ratings. Reality, assuming you live in a state as I do, you buy tonnage for amount your running down the road, buy enough to cover your total weight! That's ALL a Leo will care about.
\n
Marty
\n
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My question is really related to the comparison of the tire max load and GAWR (R). I spoke to a tire guy and he said my calculation in my OP was correct. Thanks
","body@stringLength":"167","rawBody":"
My question is really related to the comparison of the tire max load and GAWR (R). I spoke to a tire guy and he said my calculation in my OP was correct. Thanks
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Tire Max Load rating and GAWR","moderationData":{"__ref":"ModerationData:moderation_data:3680449"},"body":"
You’re right. If this ever comes back up. As long as the tires are rated for more than the axle gawr, you’re good. Period. End of story.
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