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Kennydean's avatar
Kennydean
Explorer
Jul 11, 2019

Was rear ended on the highway

Hello, this was my third outing and the beginning of my vacation I have a 27 foot cougar fifth wheel 2015. I pull it with my ram 1500. I was driving on the highway and was rear ended by a car going 82 miles an hour and they didn’t even put their brakes on so it hit me with full force. The backend of my trailer is damaged and inside there is some damage like the back wall looks like it’s buckled in and pieces of paneling is off and the force of the hit pushed my fifth wheel receiver that was in my slide to the front of the slide back-and-forth. It also pushed my slide out of my trailer about 6 inches. My transmission in the truck does not work and my truck bed almost hits my tires. I am at a campground and I have USAA insurance. I cannot drive the truck or cannot disconnect the truck from the camper. I got a loaner car and went to the doctor and tomorrow the adjuster comes out to check on my truck and camper. Does anybody have any advice that I need to know Before the adjuster comes out to see if my trailer and truck are totaled. I’m all alone I am a wounded warrior with a brain injury I need some advice please as I’m lost in this area. Also I must be off the site Monday morning. Thank you
  • I feel for you.

    Put your priorities are lined up properly and well fist -- yeah, it's your health and well being first.

    As to the adjuster, imply you might be getting a lawyer if you feel you are being given the shaft.

    A total loss, seems the case for all your units.

    Good luck and hope everything tuns up well.
  • Oh, man, that sucks. I agree with the taking pictures advice. Best of luck getting made whole from this.
  • If they hit your trailer at 82 mph like you said you would not even have a trailer.

    Being a Wounded Warrior is not germane to the situation. As a Vet myself I can appreciate your sacrifice but leave it out of the plea for help, it lessens your and other Vets service.

    If you have USAA like you said that is your contact...not here call your insurance company and let them you what you have paying them for.
  • If your description is anywhere close to accurate...trailer is totaled.

    Truck is less clear from the description but if it's older, that's fair possibility.

    Go take lots of pictures now (ideally would have been better at the accident scene) and get a copy of the accident report. Information is your friend if you need to prove something later.

    Also, if you have any pains or injuries, go get medical attention now. Waiting a week makes it harder to prove it was related to the accident.

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