I have been in a couple of situations where I was very happy to have my 4x4. I retired from a law enforcement job that required me to arrive at work in any weather. I drove through over a foot of snow on more than one occasion because I had four wheel drive.
While camping I needed 4x4 to get out of a campground that had serious water damage to the roads during a storm. I was able to tow several other vehicles out that had 2 wheel drive. I always carry several long tow straps so that I can stay on good ground to get another vehicle out. Yes, we could have all stayed put until the campground got someone to repair their road but I didn't want to wait a couple of days. During that incident where I was helping people get out, two of the vehicles were 2 wheel drive pulling TT's.