I get asked about this sort of thing a lot. Maybe because I have often worn a name tag that says "Navigator".
Simple answer, if you only go places on major routes, you don't need a GPS. If you have a smartphone with GPS* it can often do the GPS job.
*Many smartphones do not have a real GPS and count on the network for location.
Now, the rest of the story.
You can make many smartphone navigators store the mapping information, but most will not store the whole country and if you are not aware, you can venture off-map and not know it until it is too late. (BTDT) Google maps are self-updating, but that still does not make then correct. They all have issues that way. Both Wayz and Google may know about construction or traffic issues.
A standalone GPS will not do other things when the phone line rings to sell you a timeshare or an alarm system. They will not run out of map unless you are outside the USA and did not get/buy the extensions. Some GPS may tell you about construction or traffic if it is provided by a local service.
Both of the above are miserable for planning. A big screen is great for planning. That gets up to Google Maps and the other online. They all have a real drawback unless you carry internet service with you. They are good for planning, but somewhat tough to carry. So, we are at the resident navigators. With S&T gone, that leaves Street Atlas and CoPilot and maybe some others. Both of these are good, but SA is much less expensive than CP. I don't need many of the features that CP has and I have not run it in a while.
What do we do?
I do all the planning on SA, then I load the plan for the next day to the standalone (now a Garmin 2595), and during the drive, we watch the traffic with the Droid and monitor things with the laptop on an inverter.
Want to read more about using a laptop for navigation?
Laptop GPS World is the place to go. He can tell you everything you need to ask.
Matt