OK boys, I don't feel dumb or stupid, but those formula's are what turned me away from wanting to get an EE degree. Yeah, they kind of make me freeze... yet somehow financial formulas were much easier for me to grasp. That's sometimes how the mind works.
I guess I'll just have to take it as there are losses, and KTM's graph, while for wheel chair batteries, was most helpful.
That I let my battery sit disconnected for a week, a 24Dc with 75 AH, and when I first measured the voltage after running the lights, about 3 amps worth for 5 minutes, and then measured the voltage at the battery at 12.69 to 12.70, I think the solar panel with the PWM is doing it's job and left the battery topped off when I disconnected it a week ago. Wanna play for a few days, maybe down in Quartzsite, off the grid and hopefully off the generator and see how the 120watt portable solar panel does for now. Solar is all new to me, it's left me curious.
Electricity, to me, is still fascinating. Especially all the work it does when you can't even see it. A hose of electrons, waiting to squirt out of a bit of copper, if you touch it. Shocking, just as I remember it as a 4 year old when I stuffed paper clips into the wall socket. I was a slow learner back then, did it several times.