If your 45amper acts like a 35 amper on a 220AH bank if will take approx. 30 min longer to do a 50-90. (3 hrs vs 2.5 hrs)
If you upgrade the wire and get it to act like a 40amper (best you can hope for with w 45a PD--which are known not to do full amps at 14.4v anyway) you might save 15 min of that.
So it is all about that 15 minutes and how important that is for deciding what is "worth it."
Besides the "PD issue", to get full amps from any converter you have to mount them quite close to the battery with fat wire. Even then it is very sensitive what you get. On a 60 amper I got 59a with it close but when even closer (under two feet of #4) I got 63a.
If you mount the converter in with the power centre somewhere back in the rig, you are not going to get full amps even if you use a fat wire (where fat is as fat as is reasonable to work with.) You really need to do a deck mount within say two feet of the battery bank.