A happy ending?
There are two articles about this much talked about topic on TCA. The first is literally almost word for word of all of the comments on this forum. I think someone posted this already... https://w...
Forum Discussion
JimK-NY wrote:
Having recently dealt with an insurance claim, it seems that the insurance companies do not care about the high cost of coverage. Higher expenses just mean they can justify higher premiums.
I had some very minor damage. Another car rubbed my front bumper when trying to parallel park. The only damage was a small area where the plastic on the bumper was torn. They had no problem paying for a new bumper for a total cost of a bit over $2000. I even qualified for a rental car for the week the repair took but did not need it.
Auto insurance in most states is regulated. The insurance commission typically limits the percentage of premiums that are profits. So while it's not a free for all, more payouts means they can increase the profits.
Fact is this guy was grossly negligent. We aren't talking about being a couple hundred pounds overweight. He was wildly overweight with poor weight distribution.
Considering the payload is right there on the door jam, claims that he was told he had more payload don't ring true.
