Accident with tow vehicle right before big camping trip?

^Great explanation.

Question since you’re knowledgeable.

RE uninsured or under insured for property.
Let’s say you have full coverage on vehicle.
Accident that is other party’s fault and they don’t have insurance. Or under insured.
Will your collision policy not cover your vehicle in that event?
I don’t believe collision coverage is predicated on fault. Is it ?

Or another way...what good is uninsured coverage if you already have collision?
TIA