Advice on frame damage
Back in January, my wife was rear ended in our 2007 Sierra. It bent the trailer hitch and bumper down a couple inches. I brought it to the local chevy dealer, and they submitted an estimate to repair ...
Forum Discussion
blackgrizz550 wrote:
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How can a 2007 with 209,000 miles not be totaled due to a bent frame? I have 0 interest in towing my TT with a straightened frame. We are going to sell the truck after its repaired. It will have a diminished value of anyone runs a carfax on it.
Will I be pissing into the wind by calling State Farm and questioning how it is not totaled?
Sure! You can question the insurance company! For some reason a lot of people think that whatever the insurance company says is set in stone. Talk with your agent (or whoever) and ask about totaling the vehicle. Double check with the body shop if they are planning on using aftermarket parts (if needed) - sometimes on older vehicles the repair is estimated by using less expensive parts. You can request factory supplied parts, which is usually more expensive.
Years ago I was T-boned while in my F150 (I was fine), and the extensive repairs were estimated using aftermarket parts. When I questioned that, the agent said that otherwise they would "total" the vehicle due to cost of using factory supplied parts. I went with the total amount, and used that money to buy another vehicle - pretty much what you are thinking about.
No need to be aggressive, but nothing wrong with asking.
