You have an F150 so you know you can't tow anything but a utility trailer :B
Sorry.....
Remember that magical mfg. tow rating is based on max tow rating of a base model with a 150# driver and 20# of cargo.
That 2049# payload rating is based on the trucks trim level (options/engine--tranny, bed length, curb weight, gvwr etc.) and is also a published number
Actual Payload will be even lower ...........passengers, any stuff inside truck cab, anything in bed/on bumper (hitches) stuff carried in bed etc.
All of that is subtracted from available payload to end up with real actual payload.
SO mfg.s use marketing hype to claim they are the biggest, baddest, best ------surprise surprise surprise
READ the 'fine print'
*Maximum trailer weights in pounds for properly equipped vehicles with no cargo
*Maximum Loaded Trailer Weight assumes a towing vehicle with any mandatory options, no cargo, tongue load of 10-15 (conventional trailer) or king pin weight of 15-25% (fifth-wheel trailer), and driver only (150 pounds).
*May vary depending on model, trim and/or powertrain.
*Weight of additional options, passengers, cargo and hitch must be deducted from this weight.