Forum Discussion
DutchmenSport
Aug 01, 2016Explorer
You asked, "Would you buy this camper?" MY answer is ... absolutely NOT!
You're asking for problems ... big ones ... in your future.
If the campground requires insurance, you SHOULD have insurance. If all you have is a salvage title, and the title is not even in your name, even your home owners insurance will laugh you out of the office if something happens and you tried to claim anything associated with that camper.
To protect yourself, you should have the customary insurance for when towing a trailer. Usually, your tow vehicle will cover this, as if it's part of the automobile. If you back into someone car, or back into a mail box, the auto policy will cover, but might not pay for any repairs on the actual camper.
But then you also need insurance when the trailer is not in tow ... if a tree branch falls and puts a hole in the roof, or a tornado blows it away.
You also need a renter's type insurance that covers your personal property against theft. Sometimes your homeowners insurance covers 100% of your belongings anywhere in the world. But if not, you won't be able to claim a penny of your camper is broken into and the television and your lap top computer and that thousand dollar fishing real get's stolen!
Then, you also need insurance in the event of a "slip and fall"... yes, even when camping. There is a liability the campground carries, but if a kid trips over your electric cord or water hose, it could be declared YOU were negligent and YOU could be sued personally, not the campground. It's a liability insurance that very few think about, but is covered usually in your home owners and sometimes in RV rider insurances.
HOWEVER, you won't have anything on a salvaged RV, unless you can get it retitled into a usable RV.
Just from the legal perspective alone, you have a legal nightmare ahead of you if you take it.
The price is WAY out of line too. For a salvaged RV, you should have to pay more than a couple hundred dollars, basically, just enough to pay the price to have to towed away. The price is ridiculous.
YOU REALLY NEED TO PUT YOUR HEAD IN THE OVEN AND YOUR HEART IN THE DEEP FREEZE! (As one good old fashioned wise preacher told me once when I was about to make a serious mistake). In other words, put your emotions aside and really consider with your head what you are able to do, and look at the long term repercussions.
What happens when the campground comes under new management (for whatever reason) and the rules change, or the rent increases so much you don't want to pay the price, then you have to move the camper, do something with it, and NO ONE else will want the camper either! NOW, the only alternative is a tow to the junk yard.
Think about it. Put your heart in the deep freeze and stick your head in the oven. See the wisdom, time, and experience of everyone one posting on your question.
You're asking for problems ... big ones ... in your future.
If the campground requires insurance, you SHOULD have insurance. If all you have is a salvage title, and the title is not even in your name, even your home owners insurance will laugh you out of the office if something happens and you tried to claim anything associated with that camper.
To protect yourself, you should have the customary insurance for when towing a trailer. Usually, your tow vehicle will cover this, as if it's part of the automobile. If you back into someone car, or back into a mail box, the auto policy will cover, but might not pay for any repairs on the actual camper.
But then you also need insurance when the trailer is not in tow ... if a tree branch falls and puts a hole in the roof, or a tornado blows it away.
You also need a renter's type insurance that covers your personal property against theft. Sometimes your homeowners insurance covers 100% of your belongings anywhere in the world. But if not, you won't be able to claim a penny of your camper is broken into and the television and your lap top computer and that thousand dollar fishing real get's stolen!
Then, you also need insurance in the event of a "slip and fall"... yes, even when camping. There is a liability the campground carries, but if a kid trips over your electric cord or water hose, it could be declared YOU were negligent and YOU could be sued personally, not the campground. It's a liability insurance that very few think about, but is covered usually in your home owners and sometimes in RV rider insurances.
HOWEVER, you won't have anything on a salvaged RV, unless you can get it retitled into a usable RV.
Just from the legal perspective alone, you have a legal nightmare ahead of you if you take it.
The price is WAY out of line too. For a salvaged RV, you should have to pay more than a couple hundred dollars, basically, just enough to pay the price to have to towed away. The price is ridiculous.
YOU REALLY NEED TO PUT YOUR HEAD IN THE OVEN AND YOUR HEART IN THE DEEP FREEZE! (As one good old fashioned wise preacher told me once when I was about to make a serious mistake). In other words, put your emotions aside and really consider with your head what you are able to do, and look at the long term repercussions.
What happens when the campground comes under new management (for whatever reason) and the rules change, or the rent increases so much you don't want to pay the price, then you have to move the camper, do something with it, and NO ONE else will want the camper either! NOW, the only alternative is a tow to the junk yard.
Think about it. Put your heart in the deep freeze and stick your head in the oven. See the wisdom, time, and experience of everyone one posting on your question.
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