Dealing with Insurance Companies..

I,d not settle till I was happy, and your agent should be involved.

The TRUCKER Insurance is paying the bills so hold out for all you deserve to have repaired or replaced... Your Insurance Agent should be doing all of this for you...

RoyB wrote:
The TRUCKER Insurance is paying the bills so hold out for all you deserve to have repaired or replaced... Your Insurance Agent should be doing all of this for you...

I have tried to get my insurance agent involved to help me but they are reluctant to do anything but tell me what they think I should do...(what am I paying them for??) I will deal with and possibly make an agent change once I settle with the current damage issue..

Your ins agent has a boss. Your ins co should get involved.

DD716TED wrote:

RoyB wrote:
The TRUCKER Insurance is paying the bills so hold out for all you deserve to have repaired or replaced... Your Insurance Agent should be doing all of this for you...

I have tried to get my insurance agent involved to help me but they are reluctant to do anything but tell me what they think I should do...(what am I paying them for??) I will deal with and possibly make an agent change once I settle with the current damage issue..

:S

Time for a new company and agent!
Your insurance company is there to protect your interest! Time to make a few demands that they do their job!

Food for thought, make sure you get a fair settlement, not just repair costs!!

In August of 2014 I T-Boned a young lady who never stopped for a stop sign. We were both OK, I was only going about 30 MPH at the time and jammed on my brakes, probably going closer to 20 or 25 at impact (air bag never deployed). Her car suffered pretty bad damage to passenger side at the door and rear of it. My truck was a mess, all of the radiators/cooling units were trashed as well as grill and partial fenders and hood. $7200 damage to MY truck, her insurance covered ALL of it including my deductible.

Last February I decided to buy a new 2015 RAM, when I gave the dealer my truck to check out "moderate front damage" came up on the car-fax report. After telling them what happened I was offered significantly LESS for my trade-in due to THAT damage! I checked with two other dealerships (just for my own peace of mind) and sure enough the damage incurred the August before came around to bite me in the U - NO - what!!! From now on if it's not my fault I'll be going after the other guy for "lost value" as well as damages.

Dan

If you have collision coverage, go through your insurance company and pay your deductible. You'll get your deductible back if it was the other guys fault. This will give you the advantage of using your company's preferred shop and the agent will do the fighting for you. If you go after the other guys company yourself, or if you don't have collision, you'll pretty much be on your own.

call the main office your agent is not doing his job. I had a guy re end my boat ,my agent was there on the job till we settled,

dapperdan wrote:
Food for thought, make sure you get a fair settlement, not just repair costs!!

In August of 2014 I T-Boned a young lady who never stopped for a stop sign. We were both OK, I was only going about 30 MPH at the time and jammed on my brakes, probably going closer to 20 or 25 at impact (air bag never deployed). Her car suffered pretty bad damage to passenger side at the door and rear of it. My truck was a mess, all of the radiators/cooling units were trashed as well as grill and partial fenders and hood. $7200 damage to MY truck, her insurance covered ALL of it including my deductible.

Last February I decided to buy a new 2015 RAM, when I gave the dealer my truck to check out "moderate front damage" came up on the car-fax report. After telling them what happened I was offered significantly LESS for my trade-in due to THAT damage! I checked with two other dealerships (just for my own peace of mind) and sure enough the damage incurred the August before came around to bite me in the U - NO - what!!! From now on if it's not my fault I'll be going after the other guy for "lost value" as well as damages.

Dan

The above is exactly why they first thing I bought for my $60000 truck was one of these: Brush Guard

and when I heard about these I got one of them to deal with rear enders:

Superbumper

So I'm covered front and back. I'll probably get tee-boned by a stop sign runner

Contact the Truckers insurance directly, and politely. I had the same type of problems, and the truck company owner made his insurance company take care of me and my vehicle. Truck companys pay a LOT of insurance premimums, and have a lot of voice in what their insurance companies pay.