Dealing with Insurance Companies..
Just seeking suggestions and/or advice... This week my Immaculate Truck was attacked and severly damaged by a logging truck on the interstate. No injuries thank goodness. I have been in contact with ...
Forum Discussion
dapperdan wrote:
Food for thought, make sure you get a fair settlement, not just repair costs!!
In August of 2014 I T-Boned a young lady who never stopped for a stop sign. We were both OK, I was only going about 30 MPH at the time and jammed on my brakes, probably going closer to 20 or 25 at impact (air bag never deployed). Her car suffered pretty bad damage to passenger side at the door and rear of it. My truck was a mess, all of the radiators/cooling units were trashed as well as grill and partial fenders and hood. $7200 damage to MY truck, her insurance covered ALL of it including my deductible.
Last February I decided to buy a new 2015 RAM, when I gave the dealer my truck to check out "moderate front damage" came up on the car-fax report. After telling them what happened I was offered significantly LESS for my trade-in due to THAT damage! I checked with two other dealerships (just for my own peace of mind) and sure enough the damage incurred the August before came around to bite me in the U - NO - what!!! From now on if it's not my fault I'll be going after the other guy for "lost value" as well as damages.
Dan
The above is exactly why they first thing I bought for my $60000 truck was one of these: Brush Guard
and when I heard about these I got one of them to deal with rear enders:
Superbumper
So I'm covered front and back. I'll probably get tee-boned by a stop sign runner
