Winged One wrote:
brooks379 wrote:
probably use my own bank for the financing.
I will only add to not rule out financing through Ford or a dealers bank. Often times they can get you either a better rate or even more off the truck if you go with them (as they get a kickback).
Just don't rule out an option pre-maturely.
We only financed about 8k but because we went with the lowest rate we could get (through the dealership), they gave us an additional $500 off at signing we were not even expecting. Every little bit helps.
Good advise. Part of the $14,000 off sticker we got included $1000 off for using Ford Credit. But one month after the purchase, we refinanced for a lower rate. No early payoff penalty, which is what the refinance amounted to (but check the provisions closely). Our insurance carrier (State Farm) actually financed it lower than our bank would.