Forum Discussion
travelnutz
Aug 07, 2013Explorer II
Miles Away,
Per your post saying that I was wrong, I called my insurance agent's district manager and my personal lawyer and both gave the same answers. They said that state laws vary as some states are no fault and others are not. You're in Tennessee and Tennessee is NOT a no fault state and I live in Michigan which is a no fault state. It was clearly stated to me by both of them. Overweight for non-commercial vehicles does NOT apply in no fault states. However, not having DOT safety equipment such as brake lights, turn signals, legal running lights, a horn, etc that are working properly, and being under the DOT max of 26,000 lbs gross non-commercial/CDL etc are not covered by no fault systems.
I'm going to leave it right there as it does no good to discuss the fringe rogue possibilities an unscrupulous lawyer will try to bring a lawsuit with and such is not allowed on this forum.
Per your post saying that I was wrong, I called my insurance agent's district manager and my personal lawyer and both gave the same answers. They said that state laws vary as some states are no fault and others are not. You're in Tennessee and Tennessee is NOT a no fault state and I live in Michigan which is a no fault state. It was clearly stated to me by both of them. Overweight for non-commercial vehicles does NOT apply in no fault states. However, not having DOT safety equipment such as brake lights, turn signals, legal running lights, a horn, etc that are working properly, and being under the DOT max of 26,000 lbs gross non-commercial/CDL etc are not covered by no fault systems.
I'm going to leave it right there as it does no good to discuss the fringe rogue possibilities an unscrupulous lawyer will try to bring a lawsuit with and such is not allowed on this forum.
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