rightyouareken wrote:
 I think you'd be happier with the 3.73.  That combo gives 9300 lbs tow rating on my truck.
Completely agree!  
rightyouareken wrote:
Also, watch payload closely. My truck only has 1420 lbs payload so we don't load anything in the truck other than myself, wife, dog, dog bed, and maybe a few snacks. Everything else goes in the trailer or we'd be over payload. As it is, we are about 200 lbs under. 
Ah, just get a heathy loaded XLT like mine, and you'll have payload of 1582 lbs. AND that's even with side steps! ;) From what I've seen, my payload is only about 100 lbs less than many loaded Lariat "MAX TOW PACKAGE" trucks out there.