The Texan wrote:
Toy haulers start with a higher ratio for pin weight, to compensate for the heavy toys behind the wheels. Once loaded, the pin weight will be closer to normal.
Bingo. More often than not, the pin weight of a toy hauler actually drops with a fully loaded cargo bay.
Either way, the most important thing to look for is not going over the axle capacities. GVW itself is more arbitrary, which is the reason commercial DOT only look at the sum of GVAWs, and not some magical GVW.
I'd say for the OP, the truck is more than enough in terms of safety. You won't be passing people uphill at 70, but you shouldn't be to begin with!
