Wow, a lot of haters here. I have the FBP on my Cardinal. FR does farm it out, and its painted and clear coated before all the windows, trim, outside accessories are installed, and before any of the caulking is done. Mine did have some bad swirl marks, and it went back to the factory, who sent it over to the outsourced paint shop to redo it. No black streaks, no decals to crack and fade are all the reasons I went with the option. It is a $10K option, but the entire unit was over 30% off MSRP when I ordered it.
My previous TT was the corrugated aluminum siding, and over the 15 years I owned it, it became heavily oxidized, and all the decals either cracked and started to peel, or I had already removed because of how bad they looked. No amount of polishing could keep it looking nice, and believe me, the first 12 years of ownership, I really worked at it.