Let me paint another real life scenario. Joe decides he wants to buy a travel trailer.
He says, "I want to make sure I am safe". He checks the truck manufacturer's website and discovers he has 1700 lbs payload. Great!
He checks the trailer manufacturer's website. The trailer weighs 5500 lbs. Great!
However, he didn't know about the sticker on his truck. He has no where near 1700 lbs payload.
However, when the trailer is delivered, it weighs 6300lbs.
The point was, every person who get too much trailer, isn't automatically irresponsible...some are, of course....but not everyone.
But in my experiment, nobody at the one dealership (including the OWNER) knew about the payload sticker until I educated them.
So some people try. It isn't as easy for a newbie as some think.