IMO, some folks get a little too vocal in their opinions sometimes. There are nice ways to say things, not-so-nice ways to say them, and times when it is better to say nothing. We all need to choose the first and last options as much as possible.
I read things on here and other forums quite often that I don't agree with, or think is a bad idea, but if I can't comment in a nice or positive way, often I will say nothing. It is really none of my business if you choose to take out a long-term loan for your trailer.