Hail damage repairs....

Question

My RV was hit and had some damage back in May. I had the dealer pick it up and replace the roof plastics out of my pocket and give me an estimate to fix the damage on the sides. I was in Pakistan so I didn't see it first hand. Now that I am home and looking at my TT you can hardly see any damage. The dealer wants to replace all 4 sides as the insurance is paying for it. I have talked to 3 people in person now and all advise against it from experience as they say it never was the same after getting new siding put on.

Any thoughts on this? It kills me to spend 10k on something that I cannot hardly see a problem with. I know its not my money its the ins money but I hate to see money wasted. I paid out of pocket to get plastics fixed but would get that back from ins.

I haven't had time to talk to my Ins Agent yet but I have been thinking about either canceling the claim (can I do this?) or just putting the money onto the loan which would near pay it off.

pugslyyy · Answer

I don't understand why you don't just take the insurance company payout directly.  You can then do the work yourself, at your convenience (or not, as the case may be)

kells81 · Answer

pugslyyy wrote:I don't understand why you don't just take the insurance company payout directly.  You can then do the work yourself, at your convenience (or not, as the case may be)Not sure what it would cost to ship a TT to Pakistan but I bet I am coming out ahead farming the work out currently..  I could have replaced the Roof plastic myself easily and probably done a better job but I needed it fixed quick/fast/hurry so it didn't rain into my unit.

dahkota · Answer

We got caught in a hail storm in Wyoming. It was quarter sized hail and lasted about 10 minutes. Our rubber roofed, aluminum sided tt (our previous Jayco) made it through just fine. There were very slight dents in the aluminum but you could only see them if the sun hit it just right. We went on with our trip, never bothered with repair or insurance, and then we traded it in, no problem.

If I was going to do the insurance claim, I would use the money to pay off the loan.

popupcamping · Answer

take the insurance check and put it in the bank to cover the increase in premiums your insurance carrier is going to charge you over the next 7 years.

good luck

if there is no damage that you can see I would cancel the claim.

Who called them in the first place?

i_am_still_wayn · Answer

If you cannot see a problem with the hail damage and it does not bother you, just keep the money from the insurance company and enjoy your RV as is.

Forum Discussion

Hail damage repairs....

About Travel Trailer Group

Related Content

Hail Damage

Possible Hail Damage

Purchase a hail damaged rig?

Hail Damage

Hail Damage Repair - 97 Starcraft