monkey44 wrote:
Yeah -
I'm curious if anyone thinks insurance companies just give a lower rate to first year (we've been with SF two years, this is three) and then bump large increases until you quit and look elsewhere, or just stick without concerns - makes no sense to me that it bumps that much every renewal (six month) in this low inflation economy ...
I've found this to be the case multiple times. As soon as my current insurer starts this game I shop around and always get a rate lower than my renewal rate would have been. Play this game every few years.