coolmom42 wrote:
If you are going to need a vehicle in 3 years, start saving NOW. It's not a surprise that you are going to need to replace the one you have now. Then buy what you can pay cash for. Save a little bit each month to replace it.
When my 15 year old Dakota needed replaced, I commented that I drove it for free the last 11 yrs I owned it. My dad quickly asked: "Did you put that "payment" amount you were saving into the bank? If you did you would have a considerable amount saved over an 11 yr period."
Wish I had...... :S
