Most people have limited savings and a lot of debt. Is what it is. We've always tried to save as much as we comfortably can for retirement and college for the kids, and in terms of debt we just have the house and currently one vehicle loan. Once the truck is paid off we'll just have the debt on the house for as long as our 2010 Pilot is able to hold up - hopefully somewhere in the 2025-2030 time frame. I expect (hope) my truck will last a long time as well.
For what it's worth I think it's insane what some spend on trucks. My new 2015 was $39k before taxes and even that seems like a lot to me.
