You seem to be asking a question you do not understand the answer to.
You have a vehicle which has a max cargo, towing capacity and max axle rating, usually posted on a sticker on the car frame.
You have a hitch which has a finite rating for use with and without a WD hitch.
Your TT has a listed dry weight and approximate tongue weight.
You live in a litigious world where anyone can sue anyone for anything.
How close or far from the listed ratings you are is far more important to the wear and tear on your vehicle then if you will be pulled over.
You can bet that in an accident you will be sued. That is life.
