Forum Discussion

Txsurfer's avatar
Txsurfer
Explorer
Jun 12, 2017

Insurance cost 1 T vs 3/4T

In general do insurance companies charge more for 1 T ( over 10,000 GVWR ) than a 3/4T? Not for commercial usage.
  • Mine premium actually went down when I switched from a 2011 Ram 2500 to a 2016 Ford F-350. Insurance company said it's because there's more safety features on the Ford.
  • womps wrote:
    alexleblanc wrote:
    no change to speak of going from a 2013 F250 XLT to a 2017 F350 Platinum.


    Oh wait, that can't be. All the aluminum haters will tell you it will be 4 times as much!


    He did say he changed insurance companies. I am sure Progressive is MUCH less than Allstate.
  • When I had Esurance they wouldn't cover a F350.
    I was told it was because most of the time those types of trucks were used commercially, and they didn't cover commercial usage.
  • alexleblanc wrote:
    no change to speak of going from a 2013 F250 XLT to a 2017 F350 Platinum.


    Oh wait, that can't be. All the aluminum haters will tell you it will be 4 times as much!
  • I paid the same when I switched from a 2500 to a 3500 with Allstate.

    I actually pay less with my 4500 through Progressive.