thedavidzoo wrote:
Digging up the past here a bit, but just got off the phone with USAA.
TC is covered under my auto policy while on the truck, same terms as truck, no additional cost.
Covered under my homeowner's insurance while off the truck, in my driveway or in a campground worldwide. Subject to terms of my HO policy (deductible, limits, etc.), no additional cost.
Get it in writing. Dollar amounts and the specific camper you have. Liberty mutual rep said I was covered just like you. I spoke with a different rep who confirmed then a manager had a different opinion. It wasn't covered under either despite what I was told by two different employees.