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COboondocker's avatar
COboondocker
Explorer
Mar 18, 2016

Insurance coverage

Since we got a new camper I called our insurance company (Liberty Mutual) to add the new camper to our auto policy. They said they can't insure it since they'll only insure up to $24,999. When I informed them that they had no problem insuring our old camper up to $37,500 they looked back at the policy and said it was only insured to $7,500. The call dropped right after that. I call back and speak to someone else who informs me my camper is only covered to $4,500. I asked where the discrepancies were coming in but they couldn't answer.

Anywho....long story short I'm looking for a new insurance company. Who do you guys use? Are you sure you're covered for what it's worth? Bonus points if anyone has had to file a claim on their camper and succeeded. Thanks

ETA: does anyone have their combo insured as an RV? We don't use the truck as a daily driver and rarely even take the camper off. I'm checking with Liberty to see if this is an option.

44 Replies

  • thanks guys. i actually got a quote from progressive online while i was talking with liberty mutual. twice the coverage for half the cost. glad to hear claims went smoothly with them.
  • Try progressive. I insured a new 5er with them and my old 93 truck camper. They asked me how much I wanted to insure them for and that was all they wanted. The insurance includes roadside assistance and I used that once about 5 years ago with no problems and no increase.
  • Not a camper, but our 5er is insured through Progressive. 3rd RV we have had insured with them, and we have had 3 claims. All went smoothly.